The Federal Housing Administration (FHA) was established by the National Housing Act within the US Department of Housing and Urban Development. Although facilitating home financing, improving housing standards and increasing employment in the home construction industry were touted as main goals, the FHA directly subsidized the urbanization of America on to the condition that no homes be sold or resold to African Americans. In fact, the National Real Estate Board made it illegal to sell a Black family a home in a white neighborhood.