While the influx of Hispanics into Texas and Austin during the second half of the 20th century led to a much greater dispersal of their population throughout the area, the effects of those segregationist policies are still visible today. The vast majority of Austin’s African-American and Hispanic populations remain east of I-35. But Austin’s divisions run deeper than where its residents live. The policies that spawned a geographic divide set the stage for a sharp economic divide as well. Redlining not only blocked most minority residents from the country’s single-largest accumulation of household wealth, it also denied them the compound interest that future generations could derive from such affluence. Their exclusion from that wealth has calcified through an increasingly complex mix of social dynamics — subtle and unintentional forms of discrimination, disadvantaged schools, higher crime rates and passive public policies that maintain the status quo.